mortgage loans - Central Bank Utah

Personal Banking · Mortgage · Mortgage Loans

Mortgage Loans

Whether you’re getting into your first home, building your life-long dream home, or taking advantage of your home’s equity, we’re here to help. We offer a wide range of mortgage loans, including:

Conventional Mortgage Your traditional mortgage loan for borrowers with excellent credit and funds for a down payment. Learn More
FHA Home Loan For borrowers with minor credit problems, who might have a difficult time getting approved with conventional lenders. Learn More
JUMBO Home Loan For borrowers buying a larger home or live in an area with higher housing costs. Learn More
Low/No Down Payment Loans For borrowers who qualify for the Rural Housing Loan programs. Learn More



Why Choose Us?

Competitive Pricing

Not only do we keep our rates and fees competitive, we work hard to find the best loan and price for your individual circumstance.

Local Servicing

We service the mortgages we close. This means that we don’t sell your loan off to larger institutions. Your payments will come directly to us, and you can discuss your loan with us personally at any time.

In-House Underwriting

Employing an in-house underwriter significantly speeds up the lending process and allows for much greater flexibility.

Quick to Close

Closing on time is imperative. We typically close mortgages twice as fast as the national average, while still remaining attentive to every detail.

To get started, just give us a call at 801-373-3336.

This web page contains hyperlinks to third-party websites. Central Bank does not provide and is not responsible for, the product, service, or overall website content available at a third-party site. Central Bank’s privacy policy does not apply to linked websites and the viewers should consult the privacy disclosures on that third-party site for further information.