Rates

Resources · Rates

Current Rates

For information about loan rates, please contact your nearest Central Bank office location.

 

High Yield Money Market Account

Account/Amount
Interest Rate
APY *

HYMM/$1,000-$19,999.99

0.15%

0.15%

HYMM/$20,000.00-$99,999.99

0.20%

0.20%

HYMM/$100,000.00-$249,999.99

0.25%

0.25%

HYMM/$250,000.00+

0.35%

0.35%

Business Savings

Account/Amount
Interest Rate
APY *

Savings/$100+

0.10%

0.10%

Personal Statement Savings Account

Account/Amount
Interest Rate
APY *

Savings/$100+

0.10%

0.10%

YOUth Smart Savings Account (Ages 0-18)

Account/Amount
Interest Rate
APY*

Savings/$1+

0.20%

0.20%

Personal Certificates of Deposit

Account/Term
Interest Rate
APY *

60 Days to 6 Months/$500+

0.15%

0.15%

6 Months to 1 Year/$500+

0.20%

0.20%

1 Year to 2 Years/$500+

0.30%

0.30%

2 Years to 3 Years/$500+

0.50%

0.50%

3 Years to 4 Years/$500+

0.60%

0.60%

4 Years to 5 Years/$500+

0.70%

0.70%

5 Years/$500+

0.80%

0.80%

Personal Individual Retirement Accounts (IRAs)

Account/Term
Interest Rate
APY *

1 Year/$100+

0.30%

0.30%

2 Years/$100+

0.50%

0.50%

3 Years/$100+

0.60%

0.60%

4 Years/$100+

0.70%

0.70%

5 Years/$100+

0.80%

0.80%

 

*APY (Annual Percentage Yield), Maintenance or activity fees could reduce the earnings on the account. Interest rates are based on the market and subject to change.

Effective 1/26/2021