Rates

Resources · Rates

Current Rates

For information about loan rates, please contact your nearest Central Bank office location.

 

High Yield Money Market Account

Account/Amount
Interest Rate
APY *

HYMM/$1,000-$9,999.99

1.25%

1.26%

HYMM/$10,000-$19,999.99

1.35%

1.36%

HYMM/$20,000-$99,999.99

1.60%

1.61%

HYMM/$100,000-$249,999.99

2.50%

2.53%

HYMM/$250,000-$499,999.99

3.30%

3.35%

HYMM/$500,000-$99,999,999.99

3.75%

3.82%

Business Savings

Account/Amount
Interest Rate
APY *

Savings/$100+

0.15%

0.15%

Personal Statement Savings Account

Account/Amount
Interest Rate
APY *

Savings/$100+

0.15%

0.15%

YOUth Smart Savings Account (Ages 0-18)

Account/Amount
Interest Rate
APY*

Savings up to $10,000

2.50%

2.52%

Savings / $10,000.01 +

0.35%

0.35%

Personal Certificates of Deposit

Account/Term
Interest Rate
APY *

60 Days to 5 Months/$500+

1.35%

1.36%

6 Months to 11 Months/$500+

4.25%

4.32%

12 Months to 23 Months/$500+

4.05%

4.11%

24 Months to 35 Months/$500+

3.95%

4.01%

36 Months to 47 Months/$500+

3.95%

4.01%

48 Months to 59 Months/$500+

3.95%

4.01%

60 Months/$500+

4.00%

4.06%

Personal Individual Retirement Accounts (IRAs)

Account/Term
Interest Rate
APY *

12 Months to 23 Months/$100+

4.05%

4.11%

24 Months to 35 Months/$100+

3.95%

4.01%

36 Months to 47 Months/$100+

3.95%

4.01%

48 Months to 59 Months/$100+

3.95%

4.01%

60 Months/$100+

4.00%

4.06%

 

*APY (Annual Percentage Yield), maintenance, or activity fees could reduce the earnings on the account. Interest rates are based on the market and are subject to change.

Effective 04/22/2025