Rates

Resources · Rates

Current Rates

For information about loan rates, please contact your nearest Central Bank office location.

 

High Yield Money Market Account

Account/Amount
Interest Rate
APY *

HYMM/$1,000-$99,999.99

0.75%

0.75%

HYMM/$100,000.00-$249,999.99

1.oo%

1.00%

HYMM/$250,000.00-$499,999.99

2.00%

2.02%

HYMM/$500,000+

2.25%

2.27%

Business Savings

Account/Amount
Interest Rate
APY *

Savings/$100+

0.15%

0.15%

Personal Statement Savings Account

Account/Amount
Interest Rate
APY *

Savings/$100+

0.15%

0.15%

YOUth Smart Savings Account (Ages 0-18)

Account/Amount
Interest Rate
APY*

Savings/$1+

0.25%

0.25%

Personal Certificates of Deposit

Account/Term
Interest Rate
APY *

60 Days to 6 Months/$500+

1.25%

1.25%

6 Months to 1 Year/$500+

1.50%

1.51%

1 Year to 2 Years/$500+

2.25%

2.27%

2 Years to 3 Years/$500+

2.50%

2.52%

3 Years to 4 Years/$500+

2.60%

2.62%

4 Years to 5 Years/$500+

2.75%

2.77%

5 Years/$500+

3.25%

3.29%

Personal Individual Retirement Accounts (IRAs)

Account/Term
Interest Rate
APY *

1 Year/$100+

2.25%

2.27%

2 Years/$100+

2.50%

2.52%

3 Years/$100+

2.60%

2.62%

4 Years/$100+

2.75%

2.77%

5 Years/$100+

3.25%

3.29%

 

*APY (Annual Percentage Yield), Maintenance, or activity fees could reduce the earnings on the account. Interest rates are based on the market and are subject to change.

Effective 12/13/2022