Rates

Resources · Rates

Current Rates

For information about loan rates, please contact your nearest Central Bank office location.

 

High Yield Money Market Account

Account/Amount
Interest Rate
APY *

HYMM/$1,000-$9,999.99

1.50%

1.51%

HYMM/$10,000-$99,999.99

1.60%

1.61%

HYMM/$100,000.00-$249,999.99

2.50%

2.53%

HYMM/$250,000.00-$499,999.99

3.30%

3.35%

HYMM/$500,000+

3.75%

3.82%

Business Savings

Account/Amount
Interest Rate
APY *

Savings/$100+

0.15%

0.15%

Personal Statement Savings Account

Account/Amount
Interest Rate
APY *

Savings/$100+

0.15%

0.15%

YOUth Smart Savings Account (Ages 0-18)

Account/Amount
Interest Rate
APY*

Savings/$1+

0.35%

0.35%

Personal Certificates of Deposit

Account/Term
Interest Rate
APY *

60 Days to 6 Months/$500+

1.35%

1.36%

6 Months to 1 Year/$500+

1.60%

1.61%

1 Year to 2 Years/$500+

2.35%

2.37%

2 Years to 3 Years/$500+

2.60%

2.62%

3 Years to 4 Years/$500+

2.85%

2.88%

4 Years to 5 Years/$500+

3.10%

3.13%

5 Years/$500+

3.60%

3.65%

6-Month CD Special/$500+

5.25%

5.34%

12-Month CD Special/$500+

5.00%

5.08%

Personal Individual Retirement Accounts (IRAs)

Account/Term
Interest Rate
APY *

1 Year/$100+

2.35%

2.37%

2 Years/$100+

2.60%

2.62%

3 Years/$100+

2.85%

2.88%

4 Years/$100+

3.10%

3.13%

5 Years/$100+

3.60%

3.65%

6-Month IRA CD/$100+

5.25%

5.34%

12-Month IRA CD/$100+

5.00%

5.08%

 

*APY (Annual Percentage Yield), maintenance, or activity fees could reduce the earnings on the account. Interest rates are based on the market and are subject to change.

Effective 01/04/2024