Current Rates
For information about loan rates, please contact your nearest Central Bank office location.
High Yield Money Market Account
HYMM/$1,000-$9,999.99
1.25%
1.26%
HYMM/$10,000-$19,999.99
1.35%
1.36%
HYMM/$20,000-$99,999.99
1.60%
1.61%
HYMM/$100,000-$249,999.99
2.50%
2.53%
HYMM/$250,000-$499,999.99
3.30%
3.35%
HYMM/$500,000-$99,999,999.99
3.75%
3.82%
Business Savings
Savings/$100+
0.15%
0.15%
Personal Statement Savings Account
Savings/$100+
0.15%
0.15%
YOUth Smart Savings Account (Ages 0-18)
Savings up to $10,000
2.50%
2.52%
Savings / $10,000.01 +
0.35%
0.35%
Personal Certificates of Deposit
60 Days to 5 Months/$500+
1.35%
1.36%
6 Months to 11 Months/$500+
4.25%
4.32%
12 Months to 23 Months/$500+
4.05%
4.11%
24 Months to 35 Months/$500+
3.95%
4.01%
36 Months to 47 Months/$500+
3.95%
4.01%
48 Months to 59 Months/$500+
3.95%
4.01%
60 Months/$500+
4.00%
4.06%
Personal Individual Retirement Accounts (IRAs)
12 Months to 23 Months/$100+
4.05%
4.11%
24 Months to 35 Months/$100+
3.95%
4.01%
36 Months to 47 Months/$100+
3.95%
4.01%
48 Months to 59 Months/$100+
3.95%
4.01%
60 Months/$100+
4.00%
4.06%
*APY (Annual Percentage Yield), maintenance, or activity fees could reduce the earnings on the account. Interest rates are based on the market and are subject to change.
Effective 04/22/2025