Current Rates
For information about loan rates, please contact your nearest Central Bank office location.
High Yield Money Market Account
Account/Amount
Interest Rate
APY *
HYMM/$1,000-$19,999
0.15%
0.15%
HYMM/$20,000-$249,000
0.35%
0.35%
HYMM/$250,000-$499,999
0.40%
0.40%
HYMM/$500,000+
0.50%
0.50%
Business Savings
Account/Amount
Interest Rate
APY *
Savings/$100+
0.10%
0.10%
Personal Statement Savings Account
Account/Amount
Interest Rate
APY *
Savings/$100+
0.10%
0.10%
YOUth Smart Savings Account (Ages 0-18)
Account/Amount
Interest Rate
APY*
Savings/$1+
0.20%
0.20%
Personal Certificates of Deposit
Account/Term
Interest Rate
APY *
60 Days to 6 Months/$500+
0.15%
0.15%
6 Months/$500+
0.25%
0.25%
1 Year/$500+
0.35%
0.35%
2 Years/$500+
0.70%
0.70%
3 Years/$500+
0.80%
0.80%
4 Years/$500+
0.95%
0.95%
5 Years/$500+
1.00%
1.00%
Personal Individual Retirement Accounts (IRAs)
Account/Term
Interest Rate
APY *
1 Year/$100+
0.35%
0.35%
2 Years/$100+
0.70%
0.70%
3 Years/$100+
0.80%
0.80%
4 Years/$100+
0.95%
0.95%
5 Years/$100+
1.00%
1.00%
*APY (Annual Percentage Yield), Maintenance or activity fees could reduce the earnings on the account. Interest rates are based on the market and subject to change.
Effective 8/13/2020