Personal Banking · Loans

Personal Loans

We offer a variety of personal loans to help you reach your goals. Our loans are processed and maintained locally, right here in Utah County, which means that whenever you have a question or need to talk about your loan, you can call us directly without any runaround.

We value relationships and the communities we serve. Friendly and local, our approach to banking is guided by the personal relationships we build with our clients. At Central Bank you get the modern banking products and services you need with the service and responsiveness only a community bank can offer. Let us show you just how good banking can be. Download our Personal Loans PDF Info Sheet here.


CD/Savings Secured Loans

If you have a Central Bank CD or Savings Account, you can use it as collateral for a loan. This will allow you to get a better interest rate—plus you won’t have to use your savings.

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Personal Lines of Credit

Have access to extra funds whenever you need them. Rest easy knowing you have a way to cover unexpected expenses. And you’ll only pay interest on the funds you use.

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Construction Loans

We have a long history of providing construction loans. We’ll make the process as smooth as possible, so you can start building the project of your dreams.

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Home Equity Lines of Credit (HELOC)

Use the equity in your home to work for you when you need it. With this variable-rate option, you can draw money as you need it and only pay interest on the money you draw.

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Lot Loans by Central Bank Utah

Lot Loans

Let us help you turn your dream of becoming a homeowner into a reality. If you’ve found the perfect spot for your future home but aren’t quite ready to build, a lot loan might be a good option for you.

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Auto Loans

Whether you’re purchasing from a dealership or a personal seller, we can help you get the financing you need for that new set of wheels. Pre-approval is fast and easy.

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Recreational Vehicle Loans

If you’re buying a RV, boat, snowmobile, motorcycle, ATV, or another vehicle, we can help with the financing. Our friendly officers will give you the quality service you deserve.

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