Personal Banking · Loans

Personal Loans

Central Bank offers a variety of personal loans to help you reach your goals. Your personal loan is processed and maintained locally right here in Utah County which means that whenever you have a question or need about your loan you can call us directly without the runaround.

CD/Savings Secured Loan

If you have a Central Bank CD or Savings Account, you can use it as collateral for a loan. This will allow you to get a better rate—plus you won’t have to touch your savings.

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Personal Line of Credit

Get access to extra funds whenever you need them. Rest easy knowing you have a way to cover unexpected expenses or emergencies. With a Central Bank Personal Line of Credit, you only pay interest on the funds you use.

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Construction Loans

Building a home? Click the “Learn More” button to find out what makes Central Bank the best in construction lending. Voted “Best Bank in Utah Valley,” our loan experts can work with you, or your builder of choice, to quickly secure financing and provide the smoothest construction experience possible.

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Home Equity Loans and Lines of Credit

Use the equity in your home to work for you when you need it. Click the “Learn More” button to find out how Central Bank can help you complete that project or fund life’s most important events.

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Auto Loans

Whether you’re purchasing from a dealer or a personal seller, we can help you get the financing you need for that new set of wheels. Pre-approval is fast and easy.

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Recreational Vehicle Loans

Whether you are buying an RV, boat, snowmobile, motorcycle, ATV, or another vehicle, we can help with the financing. With our competitive terms and interest rates, our experienced officers will give you the quick and friendly service you deserve.

Contact us today if you have any questions or want to start your loan today.

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