Personal · Mortgages · Mortgage Officers

Mortgage Officers

Tyler Heaps - Central Bank

Tyler Heaps

Mortgage Department Manager/Vice President

NMLS# 554012
801-655-2109
[email protected]

Tyler has been in the mortgage industry for the past 10 years.  As the Mortgage Department Manager, he’s committed to helping borrowers find the best mortgage options available. His favorite part of his job is the partnerships and relationships he gets to build with borrowers and co-workers. Tyler is married and has three children. He enjoys spending quality time with his family in the outdoors— camping, hiking, and boating. He is an avid sports fan and loves to watch BYU and the Jazz. Tyler has lived in Utah County all of his life and shares Central Bank’s commitment to doing his share to help those around him.

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David Manning - Central Bank

David Manning

Mortgage Loan Officer

NMLS# 554011
801-592-2800
[email protected]

David has over 22 years of experience as a Mortgage Officer.  He’s been working with Central Bank in that capacity since 2007. He and his wife have been married for over 30 years. They have six children, and a growing number of grandchildren. David enjoys cooking, reading, hiking, road biking, and hunting. As an avid fisherman he often says if he were given the choice of any activity, he’d choose fishing on a boat almost every time. David’s experience in the Mortgage industry provides borrowers top-notch service and peace of mind.

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Wayne Guest - Central Bank

Wayne Guest

Mortgage Loan Officer

NMLS# 1790427
801-655-4608
[email protected]

Wayne has been married to his wife for 18 years. They have four children ranging from 8 to 16 years old. Wayne is an outdoor enthusiast. He loves camping, fishing, hunting, and four-wheeling. He also enjoys watching his kids in their various sporting and performance events. Wayne brings a lot to the table as a Mortgage Officer with his Bachelor’s Degree in Business Management and over 15 years of business and sales experience. Wayne is committed to doing anything he can to help his borrowers find the mortgage product that is right for them.

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Mike Brown - Central Bank

Michael Brown

Mortgage Loan Officer

NMLS# 1310475
801-655-4625
[email protected]

Mike graduated from Utah Valley University with a degree in Business Management. He has been at Central Bank for nearly 10 years. Mike and his wife stay busy with their three kids. They enjoy watching them in school and sports. His daughter often argues about who is the cutest. In his spare time, Mike finds himself turning a wrench on all sorts of vehicles. When he’s not working on his cars, look for him in the water behind a boat or playing in the backyard with his kids. Mike’s energetic personality and “can-do” attitude makes him a valuable Mortgage Loan Officer.

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Brad Carter - Central Bank

Brad Carter

Mortgage Loan Officer

NMLS# 432291
801-655-2102
[email protected]

Brad is from Provo, Utah. He attended BYU where he studied Finance and Business Management. Brad enjoys traveling, skiing, and golf. He and his wife have 3 kids and love to spend time outdoors together. He has been in the Banking and Mortgage industry for the past 28 years. He often speaks of the joy he receives by helping his clients with their mortgage needs. His goal is to help his clients have the quickest and easiest experience possible, whether they are purchasing or refinancing their home.

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