Kid's Savings Account

Personal Banking · Savings · YOUth Smart Savings Account

YOUth Smart Savings Account

Open a kid’s savings account for your child or grandchild and teach them to save early. Our YOUth Smart Savings Account is the smartest, hardest working children’s savings account around. We understand the importance of forming good financial habits by teaching kids to save at an early age. We also understand the importance of education and this account not only encourages kids to save, it also rewards kids for doing well in school. Here’s what kids up to 18 years old get:

  • Only $1 minimum to open. Kid's Savings Account - YOUth Smart Savings
  • We’ll match the opening deposit up to $20 per child.
  • Great grades! We pay $1 for every A or A- earned on the child’s report card. *Up to $32 per school year for grades 7-12.
  • Earns higher interest than our regular Statement Savings Account.
  • To help teach young children that saving is fun and important, young account holders get to choose a prize from our Central Bank Treasure Chest with every in-person deposit.
  • ATM card is available.
  • Online banking access available.
  • For children and youth up to 18 years old.