Personal Banking · Online Services · Online & Mobile Banking

Online & Mobile Banking

As the banking industry continues to evolve, Central Bank is committed to offering all modern banking services without letting go of the personal, friendly touch that has been important to us since the beginning. With our online services, you control your finances without missing a beat.

Whether you’re at your desk or at the dentist, you can tap into our free and secure mobile banking solutions to manage your accounts at your own convenience. Download our Online & Mobile Banking PDF info sheet here.

Get Started Today

With simple and secure online banking from Central Bank, you can access your accounts 24 hours a day so you can do your banking anytime, anywhere. Sign up and log in to online banking today!

Our mobile app is just as safe and easy to use as online banking and is available to download on the App Store or Google Play. Once downloaded, simply log in with the same information you use for online banking. Bring financial peace of mind with you wherever you go with our fast, free, and secure online and mobile banking.*

*Our app is free, though standard rates and fees from your wireless carrier may apply.

Download our app:

iTunes App Store ButtonGoogle Play App Button

Mobile Deposit

Save yourself a trip to the bank or ATM by depositing your checks using the Central Bank app. With just a few taps on your phone, you can quickly and securely make a deposit.

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Mobile Pay

Pay for your drink or grab a quick bite with the touch of your finger. Add your Central Bank debit or credit card to your phone’s mobile wallet and use at participating merchants.

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Money Management

Central Bank’s free Money Management tool gives you a clear view of all your finances in one easy-to-use dashboard.

Money Management lets you visualize and interact with your money, view all your accounts and transactions in a single location, and learn where and how you spend.

It also sends timely alerts and notifications so you can clearly see where every cent goes and make more informed financial decisions. Sign up now through your online banking account.

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Online Statements

Reduce the clutter and hassle of filing paper statements by enrolling in digital statements that can be easily accessed online.

Round Up with Spare Change by Central Bank Utah

Spare Change - Automated Savings

Round up each Central Bank debit card purchase to the nearest dollar and automatically save the extra change.

Use your Central Bank debit card for purchases and effortlessly build savings.

Our Spare Change automated savings tool will round up each debit card purchase to the nearest dollar.

The spare change automatically gets assigned to the Central Bank savings account of your choice.

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Zelle - Send money to friends and family.

Zelle® - Person-to-Person Transfers

Introducing Zelle® – a fast, safe and easy way to send money to friends, family and other people you trust, wherever they bank1. Whether you’re paying rent, gifting money, or splitting the cost of a bill, Zelle® has you covered.

[1] Mobile network carrier fees may apply.

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Purchase Rewards

Get cash back for shopping with your Central Bank debit card. Just add free offers to your card and enjoy earning cash back after you shop.

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Bill Pay

Pay your bills from any computer or smartphone. No more stamps, trips to the post office, or handwritten checks required.



Use your Central Bank debit card at any ATM in the MoneyPass network and avoid ATM fees. Visit or to find the nearest MoneyPass ATM.

Find an ATM

Text Message Banking

No smartphone? No problem! Access your accounts with a text by simply texting the codes below to 454545.

  • BAL = Primary account balance
  • BAL ALL = All account balances
  • BAL CHK = Checking account balances
  • BAL SAV = Saving account balances
  • LAST = Last 5 transactions
  • TRANS = Transfer to primary account
  • STOP = Deactivate service
  • HELP = Help on keywords
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