Overdraft Protection is a convenient service we offer to help protect you from overdrafts and having transactions denied for insufficient funds.
- Overdraft Protection is an optional service and requires credit approval.
- If enrolled, we will automatically transfer available funds to cover your transaction if you don’t have enough money in your checking account.
- Advances into accounts are made in $25 increments.
- A single $2 transfer fee is charged if we transfer funds to prevent a negative balance.
- Interest is charged on any outstanding balance.
To apply for Overdraft Protection, please visit any of our 11 convenient locations.