Personal Banking · Checking · Overdraft Protection

Overdraft Protection

Overdraft Protection is a convenient service we offer to help protect you from overdrafts and having transactions denied for insufficient funds.

  • Overdraft Protection is an optional service and requires credit approval.
  • If enrolled, we will automatically transfer available funds to cover your transaction if you don’t have enough money in your checking account.
  • Advances into accounts are made in $25 increments.
  • A single $2 transfer fee is charged if we transfer funds to prevent a negative balance.
  • Interest is charged on any outstanding balance.

To apply for Overdraft Protection, please visit any of our 11 convenient locations.